UMD: A Globally Connected University

Financial Aid

 

Bring your financial aid with you when you study abroad.

Financial Aid Types | Apply Financial Aid to Study Abroad

 


Financial Aid Types

Federal Aid

Provided that all relevant paperwork is completed at least one month before the start of a student's term abroad, all federal and university aid can be used to fund study abroad. This includes:

  • Pell grants
  • SEOG grants
  • Stafford loans
  • Perkins loans
  • PLUS loans
  • University merit scholarships (such as Banneker/Key, President’s, or Dean’s scholarships)
  • Departmental scholarships (except for the Performing Arts Scholarships)
  • Private funding sources (such as private loans or scholarships)
State Aid

Maryland state aid may not be applied towards Other Approved Programs. Be sure to complete the required steps for applying your aid to the program type you plan to attend. Refer to the Office of Student Financial Aid (OSFA) website for details on how and when financial aid is applied to your program costs.

Terp Payment Plan

You may use the Terp Payment Plan to spread out the payments for tuition and the program fee for Exchanges, Maryland Semester, Affiliate, and Freshmen Abroad programs during fall, spring, and full-year terms. Terp Payment plan cannot be applied to Maryland Short-term program or any other program that takes place in summerterm, winterterm, or spring break. It is your responsibility to submit enrollment forms with the correct amounts for tuition and other costs by the deadline stated on the website of the Bursar.

Third Party Billing

If a private or government agency will pay the study abroad program fee charged to your UMD account and requests a bill from UMD, please see the Office of the Bursar website on Third Party/ Sponsored Billing for instructions. Your EA advisor can provide a breakdown of the program fee if needed for this purpose. 

Private or National Scholarships, College Savings, and 529 Plans

It is your responsibility to check with the provider of the scholarship or administrator of the 529 plan to confirm applicability to the cost of study abroad. If you receive a scholarship from a source outside the university, use a College Savings, or use a 529 Plan to pay for college, please see the Office of the Bursar’s webpage for instructions and guidelines. Your EA advisor can provide a breakdown of the program fee if needed for this purpose.

Tuition Remission

You may apply UMD tuition remission to Maryland Semester, Maryland Short-term, Freshmen Abroad, Exchange, and Affiliate Programs. Tuition remission cannot be applied to study abroad application fees, deposits or other tuition costs not directly billed to your UMD account. Tuition remission may not be applied to Other Approved Programs. Please note that there are limitations to the amount of study abroad costs covered by tuition remission.  Tuition remission benefits will cover up to ONE of the following:

  • If study abroad tuition is more than in-state UMD tuition, tuition remission will cover the maximum number of credits for which the student is registered as a study abroad student at the rate of in-state tuition
  • If study abroad tuition is less  than in-state UMD tuition, tuition remission will cover the total amount of program fee that corresponds to tuition.

You must notify your EA advisor that you receive tuition remission by the time you are accepted to a program. We will submit a memo to the UHR Office of Employee Benefits with the breakdown of study abroad tuition to be charged to your UMD account and the total amount of credits for which you will enroll. It is the responsibility of the University Employee who is eligible for tuition remission to submit other relevant forms according to the guidelines and policies listed by University Human Resources

Veterans’ Benefits

If you receive VA Education Benefits, you should contact the Veterans Certification Office when considering study abroad to ask how benefits may or may not be applied to the cost of study abroad. Your EA advisor can provide a breakdown of the program fee if needed for this purpose.

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Apply Financial Aid to Study Abroad

All aid disburses approximately 10 days before the start of the term in College Park, regardless of the start date of the study abroad program. Follow the steps below based on your program type to ensure that aid will apply to your program

Program Type

Steps to apply financial aid to study abroad

Exchanges

  1. Complete a financial aid budget with your Education Abroad advisor when starting the course pre-approval form
  2. Turn in the financial aid checklist, budget, and signed course pre-approval form to the Education Abroad front desk
  3. Submit a direct deposit authorization form by the end of the semester before the study abroad term

Maryland Semester, Maryland Short-term, and Freshmen Abroad programs

  1. Education Abroad submits the cost of attendance budget and list of participants to the Office of Student Financial Aid
  2. You do not need to submit additional paperwork to OSFA but may contact a financial aid counselor if you have questions about your aid
  3. Submit a direct deposit authorization form by the end of the semester before the study abroad term

Affiliate Programs

  1. Complete a financial aid budget with your Education Abroad advisor when starting the course pre-approval form
  2. Turn in the financial aid checklist, budget, and signed course pre-approval form to the Education Abroad front desk
  3. Submit a direct deposit authorization form by the end of the semester before the study abroad term

Other Approved Programs

  1. Complete a financial aid budget with your Education Abroad advisor when starting the course pre-approval form
  2. Turn in the financial aid checklist, budget, and signed course pre-approval form to the Education Abroad front desk
  3. Your host institution must submit a consortium agreement including proof of full time course enrollment before aid can be disbursed
  4. Submit a direct deposit authorization form by the end of the semester before the study abroad term

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