UMD: A Globally Connected University
Immunization and Health Insurance
New Freshmen and Transfer Undergraduate Students
All students and international visitors are strongly encouraged to purchase health insurance. For some students and international visitors, it is required to carry health insurance. The U.S. does not have comprehensive socialized health care as is available in many countries. In the United States health care and health insurance can be expensive.
As such, as of Fall 2017, all newly admitted students in F and J status who are undergraduates are automatically enrolled and cannot waive out of insurance coverage. This practice was implemented to ensure that international students on UMD sponsorship, who are not subject to requirements of the Affordable Care Act, receive appropriately comprehensive insurance coverage.
Please click here to view a comparison of the University of Maryland - College Park's Student Health Insurance Plan (SHIP) to typical Travel Insurance Policies available to International students.
If you have questions about this requirement, please contact firstname.lastname@example.org.
Below is the link for the SHIP information flyer. In the flyer you will find information on services, hours, and cons of insurance for those in F and J status.
International graduate students are strongly encouraged to enroll in a UMD health care plan to ensure that you receive comprehensive healthcare coverage. If you have an assistantship, you may enroll in a UMD health care plan through the assistantship. The SHIP UMD plan is also offered to you as an option for your insurance coverage.
All J-1 Visa Holders
As an Exchange Visitor in the United States, you are required to carry health insurance for yourself and your J-2 dependents for the full duration of your J program. Government regulations stipulate that if you willfully fail to carry health insurance for yourself and your dependents, your J-1 sponsor must terminate your program, and report the termination to the United States Department of State (DOS) in Washington. All J1& J2 Exchange Visitors (except Non-Degree Exchange Students) should upload proof of insurance coverage into the iTerp system upon arrival to UMD and maintain coverage throughout your stay at University of Maryland.
Required Insurance Specifications
While you hold J-1 or J-2 status, you are required to carry the following type and amounts of coverage:
- $100,000 (minimum) for each accident or illness.
- $50,000 (minimum) for the expenses of your travel, if a doctor advises you to be sent home because of a serious illness or injury.
- $25,000 (minimum) in benefits to send your remains to your home country for burial, if you should die in the United States.
- $500 (maximum) deductible per accident or illness.
- Waiting period for pre-existing conditions must be reasonable by current standards in the insurance industry.
- The policy must be backed by the full faith and credit of your home country government or the company providing the insurance must meet minimum rating requirements established by USIA (an A. M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-i" or above, a Standard & Poor's Claims-paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above).
If the University of Maryland is your J-1 sponsor:
All J-1 undergraduate students will be automatically enrolled in the SHIP plan and cannot be waived (see above). Graduate Degree Exchagne Students may choose from the options below:
If you have an assistantship or are otherwise a Maryland employee:
Maryland Benefits Plan is available to some Maryland employees. This does not provide for medical evacuation or repatriation insurance so you must also enroll in a supplemental policy to cover those benefits. One option, called Frontier Medex, is available through the University Health Center and covers only medical evacuation and repatriation. If you do not choose Frontier Medex, you must show documentation of an alternative supplemental plan to cover those benefits. Be sure to upload proof of insurance for both plans to iTerp, including expiration dates.
Where To Find Insurance Information
If you need information about purchasing UHC insurance, you may contact the Health Center at (301) 314-8165 or via email at email@example.com.
- If you have questions concerning the J-1 insurance regulations, contact ISSS.
- Employees of the University can contact their departmental business office or contact university's employee benefits office(link is external).
- Understanding the Patient Protection and Affordable Care Act (ACA)
Submitting the Immunization Form
Completed forms should be submitted to the Health Center via www.myuhc.umd.edu. Students must:
- input their information online, and
- upload the immunization form.
Health Center staff will contact students by email if they are required to set up an appointment to complete immunization requirements.
Students who receive an email from Health Center staff stating that an appointment is required should follow up by making an appointment. Do not make an appointment unless you have received an email from the Health Center staff stating that you need one.
International Immunization and Clinic Form Review is available on Friday, Jan 19 from 1-4 and Tuesday, Jan 23 from 9-12. No appointments needed. Please be sure to arrive with your photo ID and any insurance information you have.
If you have not already uploaded your immunizations online, you should bring proof of immunizations with you. Please keep in mind that TB blood tests done outside of the US will not be accepted.
All questions about immunization requirements should be addressed to the Health Center Immunization Office at 301-314-8114 or email UHCfirstname.lastname@example.org. The Health Center cannot accept any documents that are sent to the Health Center via email.
Please be especially careful about the Quantiferon Gold blood test. In many instances, it is required that this test be done in the US. All general questions concerning the immunization requirement should be addressed to the Health Center Immunization Office at 301-314-8114 or email UHCemail@example.com.