UMD: A Globally Connected University

Insurance Enrollment Questions

Insurance Enrollment Questions

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As of Fall 2017 health insurance is mandatory for all newly admitted undergraduate freshmen and undergraduate transfer students registered for 6 or more credits. 

All  F-1 and J1 undergraduate students will be automatically enrolled in the University Student Health Insurance Plan (SHIP) for the academic year.   The cost will be billed to his/her UMD student account.

For more information on insurance coverage and billing, visit the University Health Center's website.

Frequently Asked Questions

 


  • I have my own insurance.  Why do I still have to purchase the UMD SHIP?
    SHIPs are uniquely designed for the lifestyles of college students.  Specifically, SHIP coverage accounts for the mobility of the student-patient population by remaining in place while a student engages in student travel or during anticipated breaks in the academic year.  UMD’s SHIP is a platinum level plan which covers students both in College Park as well as nationally through the insurance company’s provider network.  ​
  • I have insurance coverage under my parent/spouse's health plan.  Do I still have to purchase UMD SHIP? 
    Students covered under their parent/spouse's U.S. health insurance carrier may be able to waive SHIP.  Proof of enrollment (insurance card and insurance policy) must be submitted to ISSS for review. 
  • I'm an F-1/J-1 student attending classes at the Shady Grove campus. Am I required to purchase UMD SHIP? 
    No, Shady Grove students are not required to enroll in SHIP but are eligible to enroll themselves.  Click here for information on how to enroll.
  • I purchased ISO Insurance.  Do I still have to purchase the UMD SHIP? 
    Yes.  SHIPs are uniquely designed for the lifestyles of college students.  Specifically, SHIP coverage accounts for the mobility of the student-patient population by remaining in place while a student engages in student travel or during anticipated breaks in the academic year.  UMD’s SHIP is a platinum level plan which covers students both in College Park as well as nationally through the insurance company’s provider network.
  • I was able to waive last year.  Do I need to submit a new waiver request for this school year?
    Yes.
  • I was approved for the insurance waiver but have an insurance charge on my student account.  How do I get it removed?
    You will need to contact the University Health Center by sending an email to uhc-insurance@umd.edu
  • I am not an undergraduate F1/J1 student.  Can I enroll in SHIP?
    Yes. Click here for information on SHIP enrollment.
  • Can my wife/child(ren) enroll in SHIP? 
    Yes. Click here for information on SHIP enrollment.
  • How much does SHIP cost? 
    SHIP Rates can be found on the UHC's website.
  • I haven't received my Insurance Card.  How do I know I'm enrolled?
    It can take up to 10 days for your enrollment to be processed and your Member ID to become available in the system. You will receive an email from info4students@ahpcare.com with your Member ID once it has been processed. Please call AHP 1-855-891-0173 if you need to:
    • Confirm enrollment
    • Obtain your Member ID
    • Access your digital ID Card
    • Learn more about your health plan